GOOD FRIENDS. SHARED COSTS. CLEAR ANSWERS.
Skip the subscription. Simple splits or complicated trips—make who owes what clear. Record who paid, choose who shares each cost, and enjoy the experience together.
Download on the App StorePay once. Full app. No subscriptions. No in-app purchases.
Available now for iPhone · A$4.99 one-off on the Australian App Store. Prices may vary by region.
The wine bill? Only if you had wine.
Fair does not always mean splitting everything equally.
YOUR PEOPLE. YOUR PLANS. A FAIR WAY TO SHARE.
Meet two groups with different plans and the same question: who owes what? See how the app helps turn shared expenses into clear answers.
Dinner with friends
Alex pays for dinner, Jamie buys the wine and Taylor brings cake. But two friends didn’t drink—splitting everything equally wouldn’t be fair.
How the app helps: Record each payment and choose who shares it. The app counts dinner and cake for everyone, and wine only for the four drinkers.
The difference: A clear fair share for each friend, without making someone pay for wine they didn’t have.
See the dinner example
A desert adventure
Six riders and three support crew cross the desert. Different mates pay for bike petrol, support fuel and dinner. Who should share which costs?
How the app helps: Keep the trip in one group. Share bike petrol between the riders, common costs between everyone, and let the app calculate the balances.
The difference: The organiser can share a clear summary instead of untangling everyone’s expenses after the trip.
See the adventure exampleFictional teaching examples. AI-created illustrations, not app screenshots. The app calculates balances; it does not transfer money.
A LOOK INSIDE THE APP
See who paid, simplify the repayments and share a clear summary. Earlier test-version promotional screenshots, not the released App Store stills used in the practical guide below.
Tap a screenshot to view it in full. Download the public iPhone app from the App Store.
Practical app guide
A practical walkthrough for Who Owes What. Use a separate group for the occasion, then record each cost against the people who actually shared it.
Fictional example: Alex pays $120 for dinner shared by Alex, Casey and Jo. Casey pays $30 for dessert shared only by Casey and Jo. Dinner is $40 each; dessert is $15 each for two people. Alex has paid $120 against a $40 share and gets back $80. Casey has paid $30 against a $55 share and owes $25. Jo has paid nothing against a $55 share and owes $55. The balances add to zero.
Add Alex, Casey and Jo. Agree who shared each purchase before entering it; the person who paid is not necessarily the only person who benefits.
Enter dinner as $120 paid by Alex, shared by all three. Enter dessert as $30 paid by Casey, shared by Casey and Jo only. Check the amount, payer, participants and payment status before saving. A pending expense stays out of confirmed balances until confirmed.
Compare the balances with the worked example. If they differ, check for a duplicate expense, the wrong participants or a pending entry. Review any recognised receipt text rather than assuming it is correct.
Preview the PDF or text summary and check whether it includes private notes or photos. Share only with your intended recipients. After a real repayment happens outside the app, record it; a calculated balance is not a transfer.
Friends can read a shared summary without installing the app. Shared copies do not update automatically; send a fresh copy after corrections. There is no bank connection or live-synced group account.
View the app on the App Store · Explore the other practical guides
ANYONE CAN PAY. EVERYONE STAYS SQUARE.
Create a group for a trip, a dinner or the everyday things you share.
Add the amount, who paid and who shares it. Keep useful notes and receipt photos together.
Check running balances and share a PDF or text summary. Record repayments when they happen.
SMALL STORIES. ONE BIG “AHA”.
Alex gets dinner. Jamie gets the wine. Taylor brings the cake. Six friends, three payments — and nobody has to keep a mental tally.
Fictional teaching example · AI-created illustration, not an app screenshot
THE SHARED COSTS
The fair-share moment: Taylor and Morgan skip the wine. They each share $70, not $90. The four wine drinkers share $100 each.
Illustrative amounts in dollars. Balances are not payments.
Fictional example images, not payment evidence or app screenshots. Tap an image to see it in full. The example calculations above use the recorded expense amounts.
GOOD TO KNOW
Yes. Who Owes What is available on the Australian App Store for A$4.99, paid once for the full app. No subscriptions or in-app purchases. Check your App Store for local pricing and availability.
No. You record expenses and repayments. The app calculates shares and balances; it does not transfer money or monitor bank accounts.
No. Share a PDF or text summary through your iPhone’s sharing options. Your friends can read the shared copy without installing the app. Copies do not update automatically.
Group records, notes and attached photos are stored locally by the app on your device. You choose what to share and with whom. This is not a live-synced group account.
Get Who Owes What for iPhone. Questions or feedback? Contact Business Innovations Australia.
Download on the App Store